PF Calculator

 

PF Calculator



PF Calculator – Employee & Employer Contribution

Calculate estimated monthly and annual EPF contributions for an employee.

Formula

Employee EPF = PF Wages × Employee Contribution Rate

Employer Contribution = PF Wages × Employer Contribution Rate

Employer EPS = Applicable EPS Wage × 8.33%

Employer EPF = Employer Contribution − Employer EPS

Total Monthly PF = Employee EPF + Employer Contribution

Example Calculation

If monthly PF wages are ₹25,000 and the EPF wage ceiling is applied:

PF wage considered = ₹15,000

Employee EPF = ₹15,000 × 12% = ₹1,800

Employer contribution = ₹15,000 × 12% = ₹1,800

Employer EPS = ₹15,000 × 8.33% = ₹1,249.50

Employer EPF = ₹1,800 − ₹1,249.50 = ₹550.50

Total monthly PF contribution = ₹1,800 + ₹1,800 = ₹3,600

Note

The calculator uses the EPFO's published contribution rates and wage-ceiling assumptions. Actual PF contributions can differ depending on the employee's membership status, higher-wage contribution arrangements, EPS eligibility, and other applicable EPFO provisions.

Disclaimer

This calculator is for general reference only. It does not determine EPFO eligibility or statutory compliance. Actual contributions should be determined according to applicable EPF/EPS rules and the employee's specific circumstances.

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